United Northwest Federal Credit Union

Financial Fresh Start
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Loss of Income

Pay off your vehicle BEFORE it becomes an antique!


With auto rates as low as 2.34% APR, now is the time to refinance! 

You could lower your monthly payment or, at our lower interest rate, save money over the life of your loan!  Restrictions Apply.

Stop by your local branch in Norton or Oberlin or call us at (785) 877-5191 or (785) 475-2322 to learn more!  


72nd Annual Meeting

Each year United Northwest FCU hosts an Annual Meeting to review our financial statement and inform our membership of all the things we do for you throughout the year.  While we wish we could see all of you in person, your health and safety are important to us.  In order to do our part to help stop the spread of COVID-19, we decided to host our 72nd Annual Meeting Virtually this year.  



Our Virtual Meeting was held on March 22, 2021 at 6:00 pm via ZOOM and was open to all United Northwest Federal Credit Union Members.  Please find the recorded ZOOM meeting below.  


CLICK HERE to watch the recorded 72nd Annual Meeting.  

Passcode: &89hgb6%


Click HERE to view the meeting Agenda

Click HERE to view the Financial Statement and Meeting Minutes from our 71st Annual Meeting 



2.99% APR!

Fresh Start

Renew your financial well-being when you transfer an existing credit card balance to our United Northwest Federal Credit Union credit card between February 1 - April 30, 2021. 

With 2.99% APR for 24 months, you can seize the moment and get your financial fresh start!  


Online Loan Applications!!!

Woman who is Excited!

The world as we know it is changing and we are doing our best to adapt.  It is no longer necessary to come into the office to apply for a loan.  United Northwest Federal Credit Union is now accepting Online Loan Applications!  


Click on 'apply now' above, enter your login information, select which type of loan you would like to apply for and answer the questions!  A loan officer will review your application and reach out to you within 48 hours to collect any additional information and discuss additional options!   

Online Loan Applications, another convenient and secure service United Northwest Federal Credit Union has to offer.  

Everything We Do, We Do for You!!!


Free Financial Counseling - Request a Call Today


Dealing with Debt? You're Not Alone!
At United Northwest Federal Credit Union, we care about your well-being.  With almost 80% of Americans dealing with debt, effective debt management is a critical component of meeting your financial goals.

Through our partnership with GreenPath Financial Wellness, we are able to provide access to free, personalized financial coaching. And if you have credit card debt or high interest rates, GreenPath's debt management services offer a convenient way to pay off your entire debt faster—while also saving money on interest and fees.  Get started by taking 3 simple steps:


GreenPath has helped people just like you pay off millions of dollars in debt. Get started on the path to being debt-free today by calling

877-337-3399 or visiting them online at: https://www.greenpath.com/partner/unwfcu/.


Money Graduation Tassle

Apply NOW for a scholarship from United Northwest Federal Credit Union. 


Click Here for a downloadable Application.  

Insurance for all of your needs!


Life, AD&D, Auto, Property & Health

Founded on a rich tradition of strength and service.

Helping families get the most value out of their financial services is at the heart of everything they do.

TruStage Mission:

For more than 80 years, the people and companies behind TruStage have strived to carry on the vision of their founders: Offer straightforward insurance backed by a strong company, while making it easy to afford.

Along the way, they've earned a reputation for excellence. They proudly offer products from CMFG Life Insurance Company—a company that’s rated “A” Excellent by A.M. Best,* year after year.

Today, they've earned the trust of more than 20 million people—and thousands of credit unions that make TruStage Insurance available to their members. And today, just like credit unions are available to everyone, so is TruStage. Helping families get the most value out of their financial services is at the heart of everything they do.

*Source (TM) www.trustage.com

Protecting our membership is the credit union way...


Before purchasing your next vehicle, stop by the credit union and ask one of our loan officers about our GAP PLUS and Route 66 Extended Warranty programs. The premium for these plans can be included in the balance of your loan, giving you extra protection in an affordable way.

Check below to see how these programs can benefit you:

Guaranteed Auto Protection

In today's economy, most vehicles depreciate in value far quicker than how we can pay down the balance on the auto loan. If your vehicle is stolen or damaged to the point of total loss, YOU are responsible for paying the difference between your loan balance and what the insurance company says your vehicle is worth!

With GAP PLUS, you are covered by this difference, which can potentially save you thousands of dollars! An easy example:

Your loan payoff:
Vehicle value determined by insurance:
Insurance deductible:
$$$ 4,500.00 $$$

Route 66 Extended Warranty

Route 66 Extended Warranty

A wise person once said...anything that can go wrong, will go wrong.

So why not protect yourself?

United Northwest Federal Credit Union can now offer most borrowers a Route 66 Extended Warranty! At just a fraction of the cost charged by most dealerships, your Route 66 plan will cover you from issues with engines, brakes, electronics, and much more!!!

You can choose from three different plans of varying cost and coverage: Easy Street, Main Street, and First Street. All plans include a handful of amazing benefits. To name a few:

  • No Deductible
  • 24/7/365 Emergency Roadside Service
  • 30 Day Money-Back Guarantee

Never purchase an extended warranty from a dealership without checking with the Credit Union first! We may be able to offer you better or comparable coverage at a cheaper price! Talk to Heather or Mindy for more details.