United Northwest Federal Credit Union

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Tax time convenience with everyday spend card
Save more earn more with the EZ saver account
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EZ Saver Savings Account

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Save More, Earn More with the EZ SAVER savings account.  

Not only will this account help you save, but it also earns 2.01% APY monthly.  

Enrollment in this program automatically rounds up the amount of all debit card and share draft purchases made from your UNWFCU checking account to the next whole dollar and deposits in into the EZ Saver savings account. 

*Special terms and conditions apply - see below for details*

*Must have an open checking account 

*No regular deposits to EZ Saver 

*Penalty for withdraw (per occurrance) outside allotted window

       *After 10 consecutive months of saving, the account is eligible for penalty free withdraw for 2 months

*Rounds up debit card transactions and share drafts (checks) 

       *If transaction is an even dollar amount, there is no transfer 

*Transactions will clear the checking account for the exact amount of the transaction.  At the end of the business day, the total rounded amount will transfer from the checking to the EZ Saver in one transaction.  

       *Transactions are labeled as 'EZ Saver' in member accounts.  

Love My Credit Union Rewards


At United Northwest Federal Credit Union we pride ourselves on member service.  After all, Everything We Do, We Do for YOU!  But that is not the ONLY benefit of choosing UNWFCU!  

Love My Credit Union Rewards are available to ALL Credit Union Members!  Follow this link to learn more! 


Happy Young Women

The world as we know it is changing and we are doing our best to adapt.  It is no longer necessary to come into the office to apply for a loan.  United Northwest Federal Credit Union is now accepting Online Loan Applications!  


Click on 'apply now' above, enter your login information, select which type of loan you would like to apply for and answer the questions!  A loan officer will review your application and reach out to you within 48 hours to collect any additional information and discuss additional options!   

Online Loan Applications, another convenient and secure service United Northwest Federal Credit Union has to offer.  

Everything We Do, We Do for You!!!


Take control of your money

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United Northwest Credit Union has partnered with Banzai to bring you clear, in-depth lessons that help you dive into the financial topics you care most about. 

CLICK HERE to see all the ways Banzai can help you with your financial wellness!  

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Scholarship Opportunity!


Student Application {click here for the application}

UNWFCU is searching for a motivated and ambitious student to award a $1,000.00 scholarship. Candidates of this scholarship must be eligible and may only qualify one time. Applications must be typewritten and turned in to the Credit Union NO LATER than April 24, 2023.  Winners will be announced no later than May 10, 2023.  

  • Deliver or mail applications to our Norton branch: 912 N Archer | PO Box 176 | Norton, KS 67654

In order to be eligible for this scholarship, students must meet the following qualifications;

  • High school or College accumulative GPA of 3.0 or higher
  • Senior or alumni of any high school in Norton, Decatur, or Rawlins County Kansas 
  • Student plans to attend college in the United States
  • Preference for a major in business or finance

Applications that are incomplete will NOT be processed. Students MUST fill out the application in its entirety and include the following;

  • a completed application
    • Please mark N/A for items not applicable
  • a copy of the student's current school transcript
  • a letter of recommendation from a sponsor or a teacher
  • a 200 to 400 word essay that addresses your degree/major, educational goals, future career plans and why you feel you deserve a scholarship.  

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CUMONEY Visa Prepaid Cards

Save your day with the simple way to pay

CUMONEY Visa reloadable prepaid cards are simple and convenient. 

The mobile app allows you to manage your spending and reload your card with ease.  

CUMONEY cards are compatible with mobile wallets for a fast, secure way to pay on-the-go.

Ask us how to get yours today!!!  

Insurance for all of your needs!


Life, AD&D, Auto, Property & Health

Founded on a rich tradition of strength and service.

Helping families get the most value out of their financial services is at the heart of everything they do.

TruStage Mission:

For more than 80 years, the people and companies behind TruStage have strived to carry on the vision of their founders: Offer straightforward insurance backed by a strong company, while making it easy to afford.

Along the way, they've earned a reputation for excellence. They proudly offer products from CMFG Life Insurance Company—a company that’s rated “A” Excellent by A.M. Best,* year after year.

Today, they've earned the trust of more than 20 million people—and thousands of credit unions that make TruStage Insurance available to their members. And today, just like credit unions are available to everyone, so is TruStage. Helping families get the most value out of their financial services is at the heart of everything they do.

*Source (TM) www.trustage.com

Protecting our membership is the credit union way...


Before purchasing your next vehicle, stop by the credit union and ask one of our loan officers about our GAP PLUS and Route 66 Extended Warranty programs. The premium for these plans can be included in the balance of your loan, giving you extra protection in an affordable way.

Check below to see how these programs can benefit you:

Guaranteed Auto Protection

In today's economy, most vehicles depreciate in value far quicker than how we can pay down the balance on the auto loan. If your vehicle is stolen or damaged to the point of total loss, YOU are responsible for paying the difference between your loan balance and what the insurance company says your vehicle is worth!

With GAP PLUS, you are covered by this difference, which can potentially save you thousands of dollars! An easy example:

Your loan payoff:
Vehicle value determined by insurance:
Insurance deductible:
$$$ 4,500.00 $$$

Route 66 Extended Warranty

Route 66 Extended Warranty

A wise person once said...anything that can go wrong, will go wrong.

So why not protect yourself?

United Northwest Federal Credit Union can now offer most borrowers a Route 66 Extended Warranty! At just a fraction of the cost charged by most dealerships, your Route 66 plan will cover you from issues with engines, brakes, electronics, and much more!!!

You can choose from three different plans of varying cost and coverage: Easy Street, Main Street, and First Street. All plans include a handful of amazing benefits. To name a few:

  • No Deductible
  • 24/7/365 Emergency Roadside Service
  • 30 Day Money-Back Guarantee

Never purchase an extended warranty from a dealership without checking with the Credit Union first! We may be able to offer you better or comparable coverage at a cheaper price! Talk to a loan officer for more details.