United Northwest Federal Credit Union

Credit Union
Everything we do, we do for you!

Annual Newsletter


Dear Members,

          We hope this letter finds you all happy and healthy following a good 2018 and we hope you have a successful New Year.  We at the Credit Union are looking forward to another challenging year.  We achieved all-time highs for another year in membership and assets.  We are currently serving over 2,400 members and our assets are over $38 million.  To reward those of you who have had loans with us this past year we paid around $22,000.00 back to you in the form of an interest rebate. To reward those of you who have saved with us this past year we paid around $21,000.00 in dividends and dividend rebates as declared by the Board of Directors for the fourth quarter.

          This year we introduced a program that allows us to obtain signatures electronically in hopes of providing more convenience for our members.  We also renovated our website and fine-tuned our mobile app and online banking services.

          We experienced a few staff changes throughout the year.  Lori took early retirement due to health reasons, and Matt and Kendra both decided to make career changes.  A few of our current staff members started taking certification courses and moved up to fill those empty positions.  We also introduced three new faces to our front-line staff.  If you have not done so, stop in and meet our new employees!  Also, be on the lookout for our ‘Who’s Who’ section on our website to get better acquainted with our staff and board of directors. 

          We will be hosting our Annual Meeting this year in the evening on March 18, 2019.  We will advertise in the Norton and Oberlin papers as well as on KQNK and KFNF radio stations.  We are counting on the weather to cooperate and hope to see as many of you as possible!  If we do have to cancel the annual meeting due to inclement weather, it will be announced on KQNK as well as posted to our website and our facebook page.    

          Remember to see your Credit Union first for your next Certificate, IRA, Visa Debit or Credit Card, and Loan needs.

Because "Everything We Do, We Do For You!"



 Credit Union Staff, Manager, Board of Directors, and Supervisory Committee.




Why make lemonade when you can avoid the lemons altogether?


We now offer CARFAX

Shopping for a used vehicle? Save money by ordering your Carfax vehicle history report through the Credit Union! Our experienced loan officers can help you with each step of the car buying process.

Protecting our membership is the credit union way...


Before purchasing your next vehicle, stop by the credit union and ask one of our loan officers about our GAP PLUS and Route 66 Extended Warranty programs. The premium for these plans can be included in the balance of your loan, giving you extra protection in an affordable way.

Check below to see how these programs can benefit you:

Guaranteed Auto Protection

In today's economy, most vehicles depreciate in value far quicker than how we can pay down the balance on the auto loan. If your vehicle is stolen or damaged to the point of total loss, YOU are responsible for paying the difference between your loan balance and what the insurance company says your vehicle is worth!

With GAP PLUS, you are covered by this difference, which can potentially save you thousands of dollars! An easy example:

Your loan payoff:
Vehicle value determined by insurance:
Insurance deductible:
$$$ 4,500.00 $$$

Route 66 Extended Warranty

Route 66 Extended Warranty

A wise person once said...anything that can go wrong, will go wrong.

So why not protect yourself?

United Northwest Federal Credit Union can now offer most borrowers a Route 66 Extended Warranty! At just a fraction of the cost charged by most dealerships, your Route 66 plan will cover you from issues with engines, brakes, electronics, and much more!!!

You can choose from three different plans of varying cost and coverage: Easy Street, Main Street, and First Street. All plans include a handful of amazing benefits. To name a few:

  • No Deductible
  • 24/7/365 Emergency Roadside Service
  • 30 Day Money-Back Guarantee

Never purchase an extended warranty from a dealership without checking with the Credit Union first! We may be able to offer you better or comparable coverage at a cheaper price! Talk to Heather or Mindy for more details.


Are you a high school senior graduating this May? If you are planning on attending college, check out our scholarship!!!