Certificate rates subject to change daily.
*United Northwest FCU charges a penalty fee for early withdrawal on all certificates. Please contact the Credit Union for more information about fees.
|Simple Dividend Rate||Annual Percentage Yield Range||Share Balance Required to Earn Rate|
Regular Share Savings
Auxiliary Share Savings
$50.00 to $9,999.99
$10,000.00 to $49,999.99
$50,000.00 and above
|NOW Checking 0.50%||0.50%||$2,500.00|
These rates are paid using a daily balance method. In the Regular Share Savings accounts, a minimum balance of $50.00 must be maintained on a daily basis to earn a dividend for that day. Regular Share Savings accounts that drop below $50.00 at any given time will be charged a $1.00 service fee at the end of the quarter. A $20.00 service charge will be imposed if an account is closed before 1 years time. A $5.00 charge is imposed on accounts for transfers that bring the balance below $50.00 at the time of the transfer. Accounts closed before the dividend posting date (the last day of each quarter) will not receive a dividend for that quarter. Inactive accounts are considered dormant after 4 years and will be charged a dormant account fee of $10.00 per month. For a full list of our service fees & charges please see our Fee schedule.
Rates posted reflect the dividend rate the Credit Union anticipates it will pay at the end of the dividend period. The actual dividend rates for current quarter may vary. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
|Rates listed are the Annual Percentage Rate (APR) and apply to new and refinanced loans. All rates are subject to change without notice.|
|Up to 84 Months||4.70% - 8.04%|
|New/Used Recreational Vehicles|
|Up to 72 Months||6.54% - 7.75%|
|Share Secured - Up to 120 Months||3.60%|
|Share Certificate Secured - Up to 120 Months||Certificate APR + 2.00%|
|Unsecured Personal - Up to 24 Months||13.98%|
|Full Secured - Up to 60 Months||7.75%|
|Commercial / Agricultural|
|Up to 60 Months||7.49% - 7.53%|
|Up to 20 Years||Call for Current Rate(s)|
|Rates shown are standard rates, actual rates will be determined with approval of credit. Loan rates are based on monthly income, stability of employment, credit history, current financial obligations, and collateral offered.|