UNITED NORTHWEST FCU PRIVACY POLICY

Approved June 17, 2003
Board reviewed 12/20/2005

United Northwest Federal Credit Union is committed to making available financial products and services that will enable our members to meet their financial needs and reach their financial goals. Protecting personal information and using it in a manner consistent with member expectations is a high priority for everyone associated with the credit union.

To ensure that members can rely on the quality of products and services made available, the credit union stand behind the following privacy policy:

* The credit union will collect only the personal information that is necessary to conduct our business. That means obtaining just what is necessary to provide competitive financial products and services-no more.
* This credit union will protect members' personal information. The credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
* Members will always have access to their information. Members will always have the opportunity to review their information and make necessary changes to ensure that our records are complete and accurate.
* The credit union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
* The credit union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members' economic well-being. Under no circumstances will we authorize these firms to charge members' accounts without members' express consent, and we will not sell member information to telemarketing firms.
* This credit union will offer members a choice in how their information is used. Any member of the credit union may elect to keep information from being shared with our business partners. Members will be informed on how to exercise their choice, and the credit union will take all reasonable steps to make sure those requests are followed. At least once a year, the credit union will remind all members of their right to choose.

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